Affordable Used Volvo XC40 for sale on Finance in St Albans

Find and finance your next Volvo XC40 in and around St Albans with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Volvo XC40 for Sale on Finance

  • Volvo XC40

XC40 2.0 B3P Plus Dark 5dr Auto Volvo XC40

4,721 miles 2024 Zero Deposit

Home Delivery Available

£34,640
Derby
£576/month
Example
  • Volvo XC40

B4 R-DESIGN AWD MHEV Volvo XC40

37,553 miles 2021 Zero Deposit

Home Delivery Available

£23,990
Winchester
£399/month
Example
  • Volvo XC40

B4 INSCRIPTION PRO MHEV Volvo XC40

8,431 miles 2024 Zero Deposit

Home Delivery Available

£41,990
Winchester
£699/month
Example
  • Volvo XC40

B4 INSCRIPTION PRO MHEV Volvo XC40

8,427 miles 2024 Zero Deposit

Home Delivery Available

£41,990
Winchester
£699/month
Example
  • Volvo XC40

1.5h T5 Twin Engine Recharge 10.7kWh Inscription Pro Auto Euro 6 (s/s) 5dr Volvo XC40

62,500 miles 2021 Zero Deposit

Home Delivery Available

£18,999
£316/month
Example
  • Volvo XC40

1.5 T3 [163] Inscription Pro 5dr Geartronic Volvo XC40

59,633 miles 2020 Zero Deposit

Home Delivery Available

£19,995
£333/month
Example
  • Volvo XC40

T5 PHEV Recharge Inscription Pro Volvo XC40

37,634 miles 2022 Zero Deposit

Home Delivery Available

£26,990
Poole
£449/month
Example
  • Volvo XC40

B4 Mild hybrid Petrol Ultra Dark Volvo XC40

8,710 miles 2024 Zero Deposit

Home Delivery Available

£38,290
Poole
£637/month
Example
  • Volvo XC40

1.5 T3 R-Design SUV 5dr Petrol Manual Euro 6 (s/s) Volvo XC40

43,825 miles 2020 Zero Deposit

Home Delivery Available

£19,495
Bangor
£324/month
Example
  • Volvo XC40

2.0 T4 MOMENTUM AWD AUTO FINANCE OPTIONS TO SUIT Volvo XC40

42,000 miles 2019 Zero Deposit

Home Delivery Available

£19,995
Darlington
£420/month
Example
  • Volvo XC40

XC40 300kW Recharge Twin Pro 78kWh 5dr AWD Auto Volvo XC40

37,142 miles 2022 Zero Deposit

Home Delivery Available

£26,740
Cambridge
£445/month
Example
  • Volvo XC40

XC40 170kW Recharge Plus 69kWh 5dr Auto Volvo XC40

23,018 miles 2022 Zero Deposit

Home Delivery Available

£26,470
£440/month
Example
  • Volvo XC40

XC40 1.5 T3 [163] Inscription 5dr Geartronic Volvo XC40

17,417 miles 2021 Zero Deposit

Home Delivery Available

£25,050
£417/month
Example
  • Volvo XC40

XC40 1.5 T3 [163] Momentum 5dr Geartronic Volvo XC40

38,925 miles 2021 Zero Deposit

Home Delivery Available

£20,350
£339/month
Example
  • Volvo XC40

1.5h T5 Twin Engine Recharge 10.7kWh R-Design Auto Euro 6 (s/s) 5dr Volvo XC40

62,000 miles 2021 Zero Deposit

Home Delivery Available

£20,250
£337/month
Example

Bad Credit Volvo XC40 deals in St Albans

Get approved for Volvo XC40 finance in St Albans, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Volvo XC40 achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Volvo XC40 deals in St Albans

Drive a quality used Volvo XC40 in St Albans with no deposit needed. Choose from our extensive range of pre-owned Volvo XC40 models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Volvo XC40 vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Volvo XC40 in St Albans?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Volvo every time. Plus, with convenient home delivery available across St Albans, getting your perfect Volvo XC40 has never been simpler or more affordable.

Buy the Volvo XC40 on Finance

The Volvo XC40 is a compact SUV that packs a punch. With its sleek and stylish design, this car is sure to turn heads on the road. The XC40 also boasts a host of impressive features that make it a top choice for anyone in the market for a small luxury SUV.

One of the standout features of the XC40 is its impressive safety technology. The car comes with a variety of driver assistance features, including adaptive cruise control, lane keeping aid, and automatic emergency braking. The XC40 also includes a 360-degree camera, making parking and maneuvering in tight spaces a breeze.

Another positive aspect of the XC40 is its spacious and luxurious interior. The cabin is beautifully designed, with high-quality materials and plenty of room for passengers and cargo. The car also comes with a large touchscreen infotainment system that is easy to use and packed with features like Apple CarPlay and Android Auto.

Finally, the XC40 is a pleasure to drive. It handles well on the road and delivers a smooth and comfortable ride. With its powerful engine and responsive handling, this car is a joy to drive both in the city and on the open road. All in all, the XC40 is a top contender in the compact SUV market, offering safety, luxury, and performance in one impressive package.

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volvo xc40

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews